4123 Cobalt Circle, Panama City Beach, FL 32408

$540,000

Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay ViewsDiscover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from… Read More nearly every room.Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker, all seamlessly integrated with beautiful Quartzite natural stone countertops.The spacious, open-concept living and dining area provides the perfect backdrop for relaxation and entertaining, with expansive windows that frame the serene water views. Step out onto the generous east-facing balcony to enjoy your morning coffee with the sunrise or unwind in the evening with the gentle bay breeze.Retreat to the luxurious primary suite, a true sanctuary featuring private access to the balcony. The opulent en suite master bath is designed for ultimate relaxation, offering a large garden tub, a separate glass-enclosed shower, two separate vanities, elegant travertine tile floors, and a spacious walk-in closet.This exceptional unit also includes a dedicated laundry room just off the kitchen for everyday convenience and elevators in the building for easy access.Property Highlights:Prime Bay Front Location in WaterhavenStunning 2nd-Story Views of St. Andrews BayEast-Facing Balcony with Access from Living Area & Primary SuiteGourmet Kitchen with Viking & Sub-Zero Appliances13-Foot Ceilings & Custom Crown MoldingQuartzite Natural Stone Countertops & Hardwood FloorsLuxurious Primary Suite with Spa-Like En Suite BathDedicated In-Unit Laundry RoomWaterhaven Community Amenities:Private Slip Marina Exclusive Private Beach on St. Andrews Bay Seasonally Heated Bay Front Pool Swimming PoolsCommunity Clubhouse with a State-of-the-Art Fitness CenterMedia Center & Executive Business CenterSecure Buildings with Elevator AccessGated CommunityThis condo offers a rare opportunity to own a piece of paradise in one of Panama City Beach's most prestigious communities. The combination of luxury, location, and lifestyle is unmatched. Schedule your private showing today to experience the magnificent views and exceptional quality for yourself!All information is deemed reliable; The buyer is responsible for independent verification of all details, including but not limited to measurements, HOA fees, and amenities. Read Less

Courtesy of Beachy Beach Real Estate 850-233-4351

Listing Snapshot

Days Online

Last Updated

Aug 8, 2025

Property Type

Condominium

Beds

Full Baths

Square Ft.

1,322

Year Built

2007

MLS Number

777233

30 Days Snapshot Of 32408

$454k

(avg) sold price

-5%

homes sold

170

+19%

(avg) days on market

Snapshot

Area Map

Additional Details

Appliances & Equipment

Dryer, Dishwasher, Disposal, GasOven, GasRange, IceMaker, Microwave, Refrigerator, RangeHood, WineCooler, Washer

Building

Built in 2007, Architectural style: LowRise

Community

Barbecue, Beach, BoatFacilities, BoatSlip, Clubhouse, ConferenceMeetingRoom, Dock, Elevator, FitnessCenter, Fishing, Marina, Park, StorageFacilities, Waterfront, Gated, Pool

Cooling

CentralAir, CeilingFans

Exterior Features

Balcony, SprinklerIrrigation

Water Features

BayAccess, ShorelineSand

Home Owner's Association

Association fee: $2,514, Association amenities: BeachRights, Marina, Dock, Gated

Interior Features

Furnished: Unfurnished, BreakfastBar, Elevator, Pantry, Shutters

Parking

AdditionalParking, ElectricGate, Gated, NoGarage

Pool

GasHeat, InGround, Pool, Community

Property

Patio and porch features: Balcony, Bay

Security Features

FireAlarm, FireSprinklerSystem, GatedCommunity, SmokeDetectors

Taxes

Year: 2024

Utilities

CableConnected, TrashCollection, UndergroundUtilities

Windows

PlantationShutters

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